Cash or Card
1 articleChoosing between physical cash and card payment abroad is treated as a situational decision rather than a universal rule. Articles compare acceptance, surcharges, exchange rates, security, contactless availability, ATM access, small-purchase needs and the value of carrying backup cash. The category focuses on payment-method tradeoffs during travel, not solely on ATM charges, issuer foreign-transaction fees or the wider planning covered by the Travel Money parent.
Philippine Cash Replacements Fall as Digital Payments Expand
BSP figures show fewer banknotes needing replacement as polymer notes last longer and more deposited cash returns to circulation. Digital payments reached 64.7% of retail payment volume in 2025, but cash remains an important fallback.